Insurance Coverage - Property & Casualty

Hallway2Wade, Palmer & Shoemaker is often called upon by insurers to provide professional opinions on a multitude of insurance coverage issues. We thoroughly analyze questions of coverage and present informed recommendations to our clients, which enables our clients to make reasoned and fair decisions concerning their policyholders. We have examined and written opinions, as well as appeals on a variety of issues, including stacking of coverage and priority of payment in uninsured motorist claims, reservation of rights, preservation of policy defenses, apportionment of claims involving multiple first-party property coverage, and the effect of policy conditions and exclusions. In order to resolve coverage disputes, we have successfully filed and litigated declaratory judgment actions both in the trial and appellate courts throughout Northwest Florida.

Our attorneys are skilled in handling first party claims involving allegations of bad faith, breach of contract, uninsured/underinsured motorist coverage, fire losses, home owners claims and fraud. WPS attorneys are also experienced in providing coverage investigations, conducting EUO’s, and providing opinions and defense in both first and third party cases. WPS was asked to obtain a court ruling interpreting the uninsured motorist statute which it did through trial and appeal and is still relied on in the industry today. 

 We routinely represent insureds in a number of claims brought by third parties including all personal injury, construction defect, defense of directors and officers, general business torts, general premise liability, product liability, professional liability defense, errors and omission claims  and real estate agent claims.

WPS offers seminars and continuing education courses in Florida throughout the year for its clients and is approved by the Florida Bar on all areas in which its Attorneys practice.

Whether defending an insured against liability claims or the insurer in a first party lawsuit, the trial attorneys at WPS are prepared to evaluate claims quickly to take advantage of settlement opportunities and to try those cases that need to be tried.